Consumer credit
Personal loans, SACC, BNPL fallback. NCCP-compliant origination through to closeout.
Customers · Four countries · One platform
The lenders behind some of Australia's most quietly-effective loan books.
From single-operator originators to multi-entity vendor finance groups. Customer names, logos and named case studies are published with each client's permission — reach out if you'd like specific references.
Where Min-IT runs
The shape of the customer base.
Min-IT serves lenders across five verticals and four countries. Named customer logos are released alongside published case studies; full reference list available under NDA.
Vehicle finance
Consumer car loans, commercial chattel mortgage, fleet — with dealer portal integrations.
Vendor finance
Equipment originators and vendor-program lenders. White-labelled portals for vendor customers.
Commercial & SME
SME term loans, lines of credit, asset finance. Bespoke fees and complex schedules supported.
Specialty leasing
Consumer leasing, novated, rent-to-own. Hardship workflows tuned to the lease lifecycle.
Cross-border
Deployed in Australia, New Zealand, the United States and South Africa.
Patterns
How lenders use Min-IT in production.
Operational shapes we see across the customer base. Named case studies released as each client signs off — we don't publish loan counts or customer detail without permission.
Reconciliation, days → minutes
Mid-market vehicle lenders replace multi-system manual reconciliation with one automated process. Same team, more book.
NCCP-clean, every audit
Direct-to-consumer credit businesses use Min-IT LMS to enforce NCC notice sequencing — designed so compliance findings don't surface in routine audits.
Multi-entity from day one
Vendor finance groups run multiple brands and legal entities on a single Min-IT tenant. Brand isolation enforced; compliance team shared.
API-first stack
Commercial lenders plug Min-IT into their own credit engine via REST. Origination stays external, servicing runs in Min-IT.
Get started
Ready to modernise your lending operation?
See Min-IT in action with a tailored 30-minute walkthrough. No pressure, just answers.