Lending infrastructure · Australian-made since 2003

Lending software that handles the boring bits, so you can lend money.

The cloud-based loan & lease platform trusted by Australian originators, vendor financiers, and lessors. Compliant by default. Priced like SaaS, not enterprise software.

Book a demo → Explore the platform
  • NCCP & National Credit Code, enforced at the engine
  • SOC 2 Type II · ISO 27001 aligned · AWS Sydney hosted
  • One platform: LMS, CRM, payments, portal, compliance
Since 2003 Built in Brisbane. Australian-owned lending infrastructure — AWS Sydney hosted, NCCP at the engine, not the checklist.
S72 hardship Automated workflow Statement of compliance, evidence, decision — captured.
Member portal Self-serve repayments Borrower-initiated · settled and reconciled overnight.
  • 20+ years of loans processed
  • 4+ countries deployed in
  • $10B+ AUD in loan value processed
  • 4.4M+ loans processed lifetime
By the numbers

Twenty years compounding.

Min-IT has been quietly running Australian loan books — and then international ones — since 2003. Here's what twenty years of compounding looks like.

Platform

Five connected products. One lending operation.

Every module is built on the same data model. No integrations between Min-IT modules — they're already one product.

Min-IT LMS

Loan management at the centre — accounts, balances, schedules, events.

Loan Origination (CRM)

Application capture, decisioning, document collection, e-signing.

Integrated Payments

Direct debit, BPAY, Zepto and EFT — settled and reconciled automatically.

Self-Service Member Portal

Borrowers manage payments, hardship requests and statements themselves.

Compliance Built In

NCCP, NCC, Privacy Act and CDR enforced at the engine, not bolted on.
Industries

Built for every part of the lending ecosystem.

Verticals we know, and the platform patterns we've built to handle them. Named customer case studies released as approvals come through.

Compliance

Australian compliance, automated.

NCCP, NCC, Privacy Act, CDR and AFSL obligations enforced at the engine — not bolted on as a plugin or a checklist.

NCCP

Responsible lending

Suitability assessments, hardship workflows and s72 enforcement built into the loan engine.

NCC

National Credit Code

Required pre-contract disclosures, statement formats and notification triggers automated.

Privacy

Privacy Act 1988

APP-compliant data handling. Customer access & correction workflows in the portal.

CDR

Consumer Data Right

Open-banking ingestion via accredited data recipients — verified income & expense in seconds.

AFSL

AFSL reporting

Audit-grade event logs across every loan, every borrower, every action. Exportable to regulator.

SOC 2

SOC 2 Type II

Independently audited security, availability and confidentiality controls — refreshed annually.

Partners & integrations

Plays well with your stack.

Cloud infrastructure, identity, payments and credit data — we connect to the platforms Australian lenders already trust.

  • Microsoft
  • Anthropic
  • AWS
  • GBG Green ID
  • TaleFin
  • Credit Sense
  • Equifax
  • Zepto
Talk to us

Which conversation do you want to start?

Four ways to reach us — pick the path that matches where you are.

Consultation & demo

30-minute walkthrough tailored to your lending operation. No deck, no sales pressure.

Book a demo

Implementation discussion

Migrating from an existing platform? Talk to our implementation team about scope and timing.

Discuss implementation

Partnership enquiries

Integration partners, referrers, technology alliances — we partner with the lending ecosystem.

Partner with us

Customer support

Existing Min-IT customer? Reach our Brisbane-based support team directly.

Contact support